Drug and alcohol abuse can damage every aspect of your health and well-being. It can strain your relationships, increase your risk of long-term health complications, and even become life-threatening.

Even though addiction causes significant harm, most people with a substance use disorder do not seek the treatment they need to recover. But why is this the case?

Many barriers may prevent you from seeking substance abuse treatment. Worrying about paying for treatment is one of the most common barriers between people and the help they need.

In many cases, your insurance will cover the cost of substance abuse and mental health treatment. In this article, we will explore how to determine if your insurance covers addiction treatment services. You will also learn how to find a rehab program to fit your needs.

If you or someone you love needs the support of a rehab center in Florida, you are not alone. The treatment options you need are available at The Best Treatment. Reach out to our specialists now to learn more about our services. You may also verify your insurance or schedule an intake assessment.

Does Insurance Pay for Drug and Alcohol Rehab?

Addiction can cost you more than the money you spend on drugs and alcohol. It can cost you your health, relationships, memories, and more.

However, the cost of rehab services may cause some people to delay getting help. If you live with alcohol and drug addiction, you may wonder if insurance will pay for rehab.

In most cases, insurance will pay for care in an addiction treatment center. In 2010, Congress passed the Affordable Care Act (ACA). The ACA requires insurance companies to cover mental health and substance abuse treatment as an essential health benefit.

If you have health insurance, it will likely cover some or all of the costs associated with addiction treatment. However, insurance plans can vary quite a bit. You must verify the details of your insurance plan to know what services and programs it will cover.

How Can I Verify My Insurance?

It’s important to verify the details of your insurance plan before starting rehab in Florida. There are several ways to verify your insurance details. You can:

• Call the phone number on the back of your insurance card. Speak to a representative about the treatment options covered by your specific plan.
• You can find information on your insurance company’s website. Explore the details of your insurance plan and the services it covers.
• Ask the insurance specialists at The Best Treatment to verify the details of your insurance plan.

Many rehab facilities have staff who will verify insurance plans. The Best Treatment specialists will use their experience and knowledge to navigate your insurance plan and provide the best care at every stage of your recovery.

What Levels of Care Will My Insurance Cover?

Before beginning treatment, a doctor or addiction specialist will assess your needs by performing a substance abuse evaluation. This evaluation will include information about your health, substance use, and more.

Your treatment team will use the information from your evaluation to determine which level of care is right for you. Some of the levels of care your insurance may cover include:

• Medically-supported detox
• Residential/inpatient rehab
• Partial hospitalization programs (PHP)/Day treatment/partial care programs
• Intensive outpatient programs (IOP)
• Outpatient rehab programs
• Medical care
• Mental health treatment, including psychotherapy
• Medications
• Evaluations and screenings

Rehab facilities often offer several levels of care. This lets people move from one level of care to the next with minimal disruption to their treatment.

Once you know which level of care you require, you may search for treatment programs that meet your needs. Verify the details of your insurance plan to find out which services and programs it will cover.

How Can I Pay for Rehab Without Insurance?

If you do not have health insurance, you can still get the addiction treatment you need. Here are some of the ways you can pay for rehab without insurance:

• Ask friends and family to help you pay for treatment
• Apply for grants or scholarships to cover the cost of rehab
• Attend low-cost or state-funded rehab programs

Many treatment facilities in Florida offer affordable payment plans. A payment plan will allow you to make smaller, more affordable payments instead of paying all at once. This can make treatment more affordable for people without insurance.

Most rehab facilities have insurance specialists on staff. These specialists can help you apply for state insurance or enroll in Medicaid if you are eligible. They can also explore other ways to help you get the care you need without insurance.

Verify Your Insurance Coverage and Start Rehab in Florida Today

If you or someone you love requires addiction treatment, you are not alone. The Best Treatment offers comprehensive, evidence-based treatment in a supportive environment.

Contact our specialists to explore your treatment options. We will verify your insurance and help you find the best treatment for your unique needs.